Supplemental Information for Investor Day

December 6, 2004 

Definition of Return on Invested Capital

Return on Invested Capital (ROIC) is a measure of the return we earn on the capital invested in our businesses. Improving ROIC is a primary objective of our Global Business Plan. Our incentive compensation plans also contain ROIC objectives. We calculate ROIC on a rolling average four quarter basis using reported quarterly financial information. We calculate ROIC as follows:

Definition of Total Capital

For our ratio of debt and preferred securities to total capital, total capital is the sum of total debt, preferred securities of subsidiary, minority owner's interest in subsidiaries and total stockholder's equity.